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[CLKD]

Anyone?  DH and I are having The Discussion about whether to buy one/not 

[Scampi]

I think it depends on your family circumstances.  Having a pre-pay plan would mean you would have at least SOME say in what happened, as you would have chosen what to pay for. 

My parents and my parents-in-law all have insurance policies which were intentionally set up to help with funeral costs (unfortunately, 2 have been used  ), but they were (are) confident that we would see their wishes were followed.  Similarly, DH and I have insurance, and DD knows what we would want by way of funeral arrangements, and we know she will follow those wishes.

However, if you are not confident that those making the arrangements would know, or respect, your wishes, maybe pre-pay is the way to go.

[Taz2]

We are considering this as there might not be much money left to pay for funerals and as they cost around £3,000 each I would hate to burden my sons with it. Luckily my mum and dad's insurance policies paid for theres but only just.

Taz x

[honeybun]

Is there a burying your head in the sand smiley as that would be me. Don't want to think about it and don't want to talk about it.

I know that will have to change......Just not yet.


Honeyb
x

[Taz2]

I didn't want to think about it but having just had a cousin die with no insurance it really brought it home to me how expensive it all is. Her children have had to dig deep into their already stretched pockets to find the £3,000.

I'm not bothered about arranging anything though as long as they remember I am to be buried and not cremated. They can say what they like and play whatever music they want to... or not as the case may be!

Taz x 

[Limpy]

There's just the two of us and neither of us are into funerals anyway.

OH was born in a crematorium which has given him a very definite view on death and associated matters. Luckily our views coincide in this area, sad but true.

[Dancinggirl]

My hubby and I are probably very odd.  We've asked to have our bodies donated to science if possible - apparently you have to be in a reasonable state for them to be of any use!!!!!
If not used for science then we've requested the cheapest option of body deposal - a cremation in cardboard or wicker with no service.  NO FUNERAL OR MEMORIAL SERVICE.
Our kids should go to the pub with or without friends and toast us with a drink. If they want to have a party that is their choice.
The best tribute to us is for our kids to carry on with their lives in a positive way & not dwell on the past just hold on to any fond memories they may have.
Our kids are going to need every penny we can leave them. We are helping them financially whenever we can now but we are endeavouring to do prudent financial planning so we can cope through our old age without being a burden to them.
If I took out any kind of insurance or plan it would be for care through the last stage of my life when I may need extra support to have a good end. If a trip to Switzerland is needed that would be very expensive.
Having said all this, if our kids want to do something that gives them comfort e.g. some kind of memorial, then that's up to them.
Funerals are expensive events - my father-in-law, who was  dreadful husband and father, requested a full church funeral and it cost over £5000.
If you want something special then a savings plan is probably wise.  DG x

[Taz2]

You aren't odd nowadays Dancinggirl. I know of three people who have done the same but they are not bothered about furthering medical science - it is purely to save money on funeral expenses - after reading this article. http://www.moneywise.co.uk/scams-rip-offs/rip-offs/death-the-final-rip

Taz x

[Joyce]

Hubby told me not to be so morbid. Daughter said it was their job to give us a good send off after all we've forked out over the years. No further discussions!

[CLKD]

So the Juries out then ...........

I was thinking about leaving my body to medical science.  Having been treated for breast disease in the 1990s, I would be interested to know if the mammograms, radiation treatment, Tamoxifen had any influence on my organs ........ and if there is any evidence of further 'growth' ....... of course, I'll have to look down from above to find out  - on my cloud with my harp and halo 

Now why does it cost so much?  Church Service, Vicar, flowers, casket, Undertaker, cars ..........

[Taz2]

This is from the link I've posted CLKD

"The cost of dying
The average cost of dying is £7,247, made up by:

£3,091 - Non-discretionary funeral costs including funeral director fees; doctors' fees; fees for a religious or secular service; and burial or cremation charges.
£1,864 - Discretionary funeral costs including death and funeral notices; flowers; order sheets; funeral cars; catering for the wake; venue hire; and a memorial.
£2,292 - Estate administration fees including the cost of professional services such as solicitors and banks to wind up the deceased's estate.
Source: Sun Life, 2012"

Taz x

[honeybun]

Although I don't like to think about it I have told my kids I don't want any fuss or religious service. A Humanist type thing would do fine. No fancy coffin or sit down "do".
My sister is going to a funeral tomorrow and then on to a full meal at a posh hotel. Must be costing a small fortune.
I want nothing to do with anything like that.

On a bit of an amusing note. My mother has been talking about cremation recently. We do have a plot where my dad and daughter are with room for her but she can't decide.  Cremation was the the thing until someone told her you got burned and your ashes were put in an urn. This memory loss thing is highly amusing sometimes. What on earth did she think happened. She was quite shocked that I knew what happened at a cremation.   


Honeyb
x

[CLKD]

Doctor's fees  - to sign the Death Certificate I suppose ........ plus the cost of copies for all and sundry ........ we have 2 composts in our garden, that'll do me 

[Limpy]

Funerals only matter when there is somebody around who cares about that sort of thing.
We have no kids or relatives, so that isn't a problem.

I couldn't arrange a funeral for OH - really not his type of thing, he would be disgusted, as would I.

Can't really talk about going to Dignitas - neither of us are terminally ill - yet (fingers crossed) - Just getting that bit older........

Just the very basic things will suffice - Death certificate - disposal of body - So be it.

[Morwenna]

Just the very basic things will suffice - Death certificate - disposal of body - So be it.

Can this be done? I thought one was 'forced' to have a funeral? Am I being naive?