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[Madamdlewi]

Any large amounts I aways pay with online banking.  It's fast and you know exactly which bank account you are paying into.

Er... no. Get one digit wrong and you've paid the wrong person and may or may not be able to get it back. OK so after many years they will finally confirm the name on the account but the only time I've tried it didn't match and it didn't tell what name it was so I couldn't check. Limit of £30,000 from my bank so no good for anything properly big.

For those who love games but prefer to avoid real money transactions, there is a solution. It is a game that uses only in-game credits. It is a fun way to pass the time without financial risk. Sometimes the old ways are the best.

My bank told me it could be up to 10 times before it asks for the pin for a contactless card so you could lose up to £450 if you haven't reported the card lost or stolen.

That’s a good point! It’s scary how easily small mistakes can cause big losses. Banks really should improve verification and security around transfers and contactless payments!

[CLKD]

Some fairs do have a card system if the wifi is strong enough.

DH tried to pay a bill by card directly to a bank account last week but it kept bouncing, it turned out that the seller had put the wrong codes in 

[CLKD]

I heard part of Jeremy's discussion on keeping cash to hand, after the power outage across Spain and Portugal.  Although when Tills go down we are advised to leave the baskets ...... to avoid theft I suppose. 

[ameliakayrichards]

Any large amounts I aways pay with online banking.  It's fast and you know exactly which bank account you are paying into.

Er... no. Get one digit wrong and you've paid the wrong person and may or may not be able to get it back. OK so after many years they will finally confirm the name on the account but the only time I've tried it didn't match and it didn't tell what name it was so I couldn't check. Limit of £30,000 from my bank so no good for anything properly big.

My bank told me it could be up to 10 times before it asks for the pin for a contactless card so you could lose up to £450 if you haven't reported the card lost or stolen.

   If I am paying a large amount to a new recipient, I always pay a tiny amount first (£5) and then contact them by other means such as email or phone to check that they have received it before I send the rest.

I use very little cash but I did pay for a coffee with cash today because it is a cafe which I use regularly and they still prefer cash for payments under £5 due to fees on card transactions.

I also like to gamble, so the issue of payment is very important to me. I only look for reliable payment methods, so I often visit https://icasino-reviews.co.nz/spinyoo-10-no-deposit-bonus/ where everything is tested and reliable. There you can find something for yourself, even for shopping.

The problem with being totally cashless comes when the bank software fails and suddenly no one can make a payment. Sweden has gone too far that way. I heard that Gothenburg (which I once visited) now has public toilets only accessible with a contactless card.

I don't think it is as many as 10 times before I am required to enter my PIN again with contactless.

Small test payments and backup cash make sense. Total cashlessness feels risky when systems fail, so a balanced approach seems wiser!

[CLKD]

I carry cash, Himself uses the card.  Sorted!

[getting_old]

I always carry some cash but rarely use it. It's definitely better for smaller payments as the card companies charge such ridiculous fees, and I've been in stores where the payment machines have failed so cash is the only option.

I also feel like paying cash helps with budgeting. So many people are so busy on their phones they just hand over cards without looking at the amount and don't save receipts. How do they return stuff, track spending, or identify fraud?

[CLKD]

I agree totally getting_old.  Granny had a row of tins on the mantlepiece for rent, electricity, fire wood, coal ........ occasionally she had to borrow from 1 to pay for something unexpected.

I like 2 C what is going out ........... using a card I wouldn't be so aware.