Hi Juju
I understand what you are saying about having a name for a condition to help explain to others about why you feel as you do.
However from what you have said - you do not have ME - as you say it is an umbrella term for conditions with certain symptoms where there is no other diagnosis.
However, you do have a reason for your debilitating symptoms though - low testosterone. You are showing the classic symptoms of what is known as female androgen insufficiency - ie low libido, fatigue and low mood, where other causes have been definitively ruled out.
If your oestrogen levels are normal for a post-menopausal woman, then these will also be low and are very likely also to contribute to your symptoms. I find it appalling that a gynaecologist does not recognise that low oestrogen (although"normal") as well as testosterone can have a profound effect on the body in the post-menopausal years.
Incidentally the latest information suggests that for women taking HRT within 10 years of the menopause and under 60 - the benefits outweigh the risks.
Risks associated with MHT are acknowledged, but benefits derived from MHT will generally outweigh the risks for women under 60, or within 10 years of the menopause(taken from the Global consensus statement on Menopausal Hormone Therapy - International Menopause Society March 2013)
http://www.imsociety.org/pdf_files/comments_and_press_statements/ims_press_statement_15_03_13.pdfIn your position I would definitely (along with your husband!) ask to start HRT and discuss possible testosterone replacement. Is your gynae NHS through your GP practice or private? Whoever it is, is consigning you to a miserable life, and I would urge you to find a different gynae and read up all you can on this site and elsewhere.
I would start very gently with a low dose estrogen patch (eg Estradot 25 mcg) and go on from there. If you still have a womb you will need progesterone as well and Utrogestan is the bio-identical option and probs best to start on this at your age. If you do start this you will be advised to take it continuously but I would not do this as progesterone has a sedative effect. This means you would have to re-start a cycle. A good gynaecologist specialising in menopause would tailor the dose of progesterone to the oestrogen dose so that you did not have to flood your body with progesterone.
You may feel that this is too much at this stage - having bleeds again -but nothing is easy and unfortunately as women there will be some drawbacks to whatever you choose.
There are several women on here in their 60's on HRT (myself included - I am 60), and some who have just started even in late 50's or 60 ( someone recently), because symptoms are so bad.
There are risks, but the risks are small and many of us prefer to get good quality of life while we are still young enough to enjoy it - than years of hardship and misery!
Hope this helps and do keep in touch.
Hurdity x