I had to retire early, after working less and less due to health issues. I am lucky to have a small pension, which was not enough to live on but gives me a bit of independence, but I'm even luckier to have a husband who didn't want to see me struggling to work and has his own pension and continues to work when he wants to because he loves what he does. He got his state pension at 65, but I have to wait until I'm 65.5. .....next September. It won't be a full pension, even though when I stopped working I was told I had paid enough National insurance when I stopped working. The goal posts have moved and I haven't paid any since. To make it up would be a lot of money, which we haven't got lying around. It will make a difference though.
What makes me mad about the pension situation was that politicians have known for many years that there was a problem, but didn't do anything until things became so critical. It would have been a vote loser. And we the fifties babies had little time to prepare.
I worry about my daughter, who struggles to pay for day to day living, let alone pay much into a pension fund. How old will she have to be to a state pension?