I am back on HRT after a brief lapse. I developed every symptom listed very quickly after stopping taking it overnight, which I wouldn't recommend.
I had had a breast cancer scare with microcalcification showing on my routine mammo. Thank goodness the bopsy was benign. Anyway, surprisingly, as you get the impression everyone is against HRT, my doc said as there was no cancer I can continue taking the HRT (I'd expected to be encouraged to stop!). I asked if she had many post-menopausal women on HRT and she said she did. 
The worst menopausal symptoms in my opinion were being weepily depressed, could hardly drag myself through the day, and loss of sexual sensation where it matters (which is still not discussed much - maybe most women don't have much of a sex life so don't miss it?).
Anyway, all problems disappeared in a week or so after resuming the HRT, though sex drive is taking longer.
Oh, I have stopped drinking alcohol since reading an article which suggests a possibility of alcohol raising some of the oestrogen levels of HRT in the body. I had been suffering achey breasts (toothachey pain, not premenstrual discomfort) which the breast surgeon said was due to the hormones being taken long term, 10 years in my case, but it's hard to find much info on this online). The breast pain has almost gone so maybe there is a link. 
So much of this stuff is still being researched who knows?