Again if you plan to live more than 10 years, the lifetime risk calculation also by qrisk is more relevant.
The NHS is really only focused on treating those likely to already be in the prodromal decade before an end stage CVD event.
This is no longer really primary prevention, it is attempting to modify the course of already well established disease.
However I do believe that there are distinct subtypes within those with hypercholesterolemia.
There are those like me, or like Bella above with lifelong raised cholesterol, and those like Jules with a healthy lipid profile in youth that goes off with age or other acquired factors.
The latter group can probably afford to be less aggressive as their cumulative exposure to harmful lipids is lower overall.
Unfortunately the NHS approach is very much one size fits all, with most people never offered a cholesterol test in young adulthood, or abnormal results ignored even if one is done.
The risk prediction tools used also don't account for female-specific risk factors such as pregnancy complications or menopause, and place someone with a single male relative having an MI at 59 after smoking heavily and living off takeaway, in the same bucket as someone with multiple affected relatives of both sexes at much younger ages, all very fit non smokers.