I hate the entire insurance industry! Churchill charged me £62 for a change of address several years ago. L&G won't do home insurance if you own a bike - I told them that was ridiculous since tens of thousands of households own bikes! I had a spinal fusion which bumped up a critical illness premium despite the fact that the surgery was a success and fully healed.
The whole industry is immoral. I'm sure a lot of people must lie, or about 75% of the population would be excluded from taking travel insurance, given the prevalence of mental health issues, heart disease, diabetes, migraine, cancer, etc!