Menopause Matters Forum
General Discussion => This 'n' That => Topic started by: CLKD on August 11, 2020, 06:13:49 PM
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I always carry cash. I can't remember my PIN numbers nor do I trust the switch across a pad idea .......... the card could be nicked and used by others and the pad could register the card several times.
My hobbies are cash-based. Very few card holders ........... though it makes us all vulnerable.
I also use cheques - to pay for Mum's paper deliveries and to send monies occasionally to cousins abroad from Mum's cheque book.
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Very rarely use cash. If I draw £100 out it lasts for months.
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I haven't used cash for months. Write about one cheque a year. Make a lot of payments by BACs. Contactless is much better than cash.
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There is no evidence that notes or coinage carry C-19. It's the Banks efforts to get rid of easy money payments for those who like cash, stall holders on Markets and Antique Stalls ............ if I want a banana whilst walking round town I'm not going to flash a card for 90p!
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Has anyone been affected by cash/notes being transferred? I carry small sanitiser bottles all the while in my jeans back pocket. Used often. It has never crossed my mind that I would be infected by using cash.
R U going somewhere exciting? It's too warm for me to venture far but I feel a garden centre visit on the horizon once the air cools, maybe a Herb Garden ;-)
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The virus can survive on paper for up to three days and on material for the same amount of time too. It survives longer on plastic I believe. This is why all returned library books are quarantined for at least three days and why we quarantine our post/packages unless urgent. Metal coinage is especially more likely to harbour the virus apparently. It does get confusing!
Taz x :-\
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There is no evidence that notes or coinage carry C-19. It's the Banks efforts to get rid of easy money payments for those who like cash, stall holders on Markets and Antique Stalls ............ if I want a banana whilst walking round town I'm not going to flash a card for 90p!
I do! Most places have cash machines now. Our local market did well before covid. I feel safer with card or phone payments and I'm sure it's safer for retailers too rather than having large amounts of cash. I do think it should be a choice though.
Taz x
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I always have cash in me and have been against going cashless, but since lockdown ive hardly used any, lots of shops ask if you will use contactless, its not so long ago shops had signs saying that there was a minimum amount you could pay on a card :-\
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Hello ladies.
When my son was asked to pay his rent by sending the landlady twelve post dated cheques he had to order a cheque book and we had to tell him how to fill it in lol. He is twenty seven and it seems young people use plastic for everything.
I have noticed that the smaller shops are happy to take cash but the assistants usually sanitise their hands after touching coins or notes.
I have now mastered the self service tills in supermarkets and my credit card is contactless. However yesterday I needed to call for help and the assistant stood right next to me, though of course we were both wearing masks. I then realised how close I was to other people using the tills. Now I'm wondering if I should go back to queueing at a distance from other shoppers and be served by someone who is behind a screen.
Wishing everyone well.
K.
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I have now mastered the self service tills in supermarkets and my credit card is contactless. However yesterday I needed to call for help and the assistant stood right next to me, though of course we were both wearing masks. I then realised how close I was to other people using the tills. Now I'm wondering if I should go back to queueing at a distance from other shoppers and be served by someone who is behind a screen.
Wishing everyone well.
K.
Unfortunately this is my experience also. I noticed that before masks were mandatory, those wearing them forgot about social distancing. This is now widespread.
I now only go into shops where I know what I want and can be out in under 5 mins. No more browsing for me.
If the government thought the wearing of masks would encourage people back into the shops, they were wrong. Numbers suggest footfall has actually fallen since there introduction.
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How many of you wipe the keypads B4 using them :-\ at cashpoints etc.?
As well as the hand sanitiser bottles at stores? How does 1 know that the person infront isn't infected? I usually pout a lot of the stuff on2 my hands and then smear over the bottle and plunger ..........
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I use sanitizer on my hands after using the cash point. Not that I use it much these days. My son never has cash and pays for everything on his card (well his watch).
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A watch ;D ...... that wouldn't work 4 me as I have too much static and watches stop within 20 mins. ::)
I think that people over all are getting blase and not using sanitiser often enough when up and about!
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...... and me. I fought hard to keep cheque books too. Banks will put themselves out of a job soon, I will be putting mine under the bed, there is so little interest paid on savings >:(
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I've got a cheque book but only to pay the milkman but he's gone online/phone payments now so I probably won't need it!
Taz x
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I work on a use it or lose it policy. The banks have already tried to stop cheques and the government have said they'd like a cashless society so I make sure I keep using both. We have only one bank left within 8 miles, that will go too if people don't use it. Many old people can't cope without them and it won't be long before we're that generation.
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I don't know what else I can use it for? :-\
Taz x
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Many retailers no longer take cheques. They are open to fraud and getting lost.
Any large amounts I aways pay with online banking. It's fast and you know exactly which bank account you are paying into. You can also chose which date the money leaves your account.
Progress is inevitable . Otherwise we would still be bartering with beans and piglets.
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Give me a piglet any time ;D
I pay Mum's paper bill with a cheque
Until 12 months ago I paid my nephews by cheque but then Royal Mail lost one - twice >:( - now DH does a bank transfer thingy
He pays with a swipe debit card ........... but that can be stolen and swiped often until stopped
I pay cash in the village shop and card/sweet shop in the town
I pay case in the supermarket
I pay cash to antique dealers
Cheque payment at the Vet when necessary
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My supermarket bill is usually £150 plus and I'd hate to have that much cash on me nowadays. The pub is one place where I had to pay cash as it was a 'no cards' pub. The landlord has had to install a card machine now as, since covid, he's lost trade due to people not wanting to handle cash.
If I swipe my contactless card three times in a short time I'm asked to enter my pin for the fourth purchase. This stops fraudulent use quite quickly.
Taz x
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Any large amounts I aways pay with online banking. It's fast and you know exactly which bank account you are paying into.
Er... no. Get one digit wrong and you've paid the wrong person and may or may not be able to get it back. OK so after many years they will finally confirm the name on the account but the only time I've tried it didn't match and it didn't tell what name it was so I couldn't check. Limit of £30,000 from my bank so no good for anything properly big.
My bank told me it could be up to 10 times before it asks for the pin for a contactless card so you could lose up to £450 if you haven't reported the card lost or stolen.
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Cut and paste, then there is no mistake.
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Any large amounts I aways pay with online banking. It's fast and you know exactly which bank account you are paying into.
Er... no. Get one digit wrong and you've paid the wrong person and may or may not be able to get it back. OK so after many years they will finally confirm the name on the account but the only time I've tried it didn't match and it didn't tell what name it was so I couldn't check. Limit of £30,000 from my bank so no good for anything properly big.
My bank told me it could be up to 10 times before it asks for the pin for a contactless card so you could lose up to £450 if you haven't reported the card lost or stolen.
If I am paying a large amount to a new recipient, I always pay a tiny amount first (£5) and then contact them by other means such as email or phone to check that they have received it before I send the rest.
I use very little cash but I did pay for a coffee with cash today because it is a cafe which I use regularly and they still prefer cash for payments under £5 due to fees on card transactions.
The problem with being totally cashless comes when the bank software fails and suddenly no one can make a payment. Sweden has gone too far that way. I heard that Gothenburg (which I once visited) now has public toilets only accessible with a contactless card.
I don't think it is as many as 10 times before I am required to enter my PIN again with contactless.
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I think loos should be free anyway.
You can get caught not having change as well.
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One has had to pay in Europe for years. A lady sits at the entrance of the toilets and glares until you hand over a little more than what is asked for >:(
I know many people over 70 who don't want a card for their weekly shop :-\. I still don't trust cards.
I can't find any evidence that anyone has been contaminated with C-19 by using cash.
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I don't get that close to anyone when shopping :-\ .......... I do have a pair of granny pick up tongs , mayB should carry those ?
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A watch ;D ...... that wouldn't work 4 me as I have too much static and watches stop within 20 mins. ::)
I think that people over all are getting blase and not using sanitiser often enough when up and about!
An Apple Watch would work. Otherwise you’d be in the Guinness book of records
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Apple Watch = cider ;D
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Hello ladies.
When my son was asked to pay his rent by sending the landlady twelve post dated cheques he had to order a cheque book and we had to tell him how to fill it in lol. He is twenty seven and it seems young people use plastic for everything.
I have noticed that the smaller shops are happy to take cash but the assistants usually sanitise their hands after touching coins or notes.
I have now mastered the self service tills in supermarkets and my credit card is contactless. However yesterday I needed to call for help and the assistant stood right next to me, though of course we were both wearing masks. I then realised how close I was to other people using the tills. Now I'm wondering if I should go back to queueing at a distance from other shoppers and be served by someone who is behind a screen.
Wishing everyone well.
K.
It's impressive you've mastered self-service tills. Stay safe.
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We still carry cash as we go to a lot of antique fairs where case is King.
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A bit of magic with cash ;)
Our local bakery will now only take cash.
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:ola: :bouncing: :clapping:
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We only use cash for, the car wash, the local Indian takeaway, and the Chinese takeaway when we use it.
It’s cards or phone we use now.
Oh, it’s a pound coin in the trolly at the supermarket. Which I always use sanitary antibac wipes for before touching. ;D
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I HATE standing behind a person trying to pay for goods with a phone >:( becasue it takes ages! Why not use the self service area? I've huffed and puffed many a time .......... I can C that I will be stamping my feet in future >:(. Though having said that I had problems with cash last week, those new notes that stick together. Fortunately the lady was able to count out the 'bits' to make up what I needed to pay and the man behind was very patient. In fact, we got chatting ::). About mangoes of all things ;D
Today I paid with two £2 coins, not something that we see often.
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I love the sense of security in going old-school and using cash. It also helps smaller businesses as the charges for cards can be too much for them.
I also dislike this world and want to live in 1940 so the cash kind of helps that feeling.............................;}
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My biggest concern with a cashless society is that some people already spend more than they can afford to, and tracking spending is much harder. Looking back, when cash was the only option, people spent within their means. Now with credit cards, etc it's easier to overspend and get into debt, but then so many societies are based / surviving on debt these days :'(
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I also dislike this world and want to live in 1940 so the cash kind of helps that feeling.............................;}
This is interesting. What is it about the 1940s that attracts you?
I rarely use cash now. The only place we have no choice but to use it, as they don't take cards or phone, is our local pub. We call cash beer tokens ;D
Taz x
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Many will remember how Granny had a tin on the mantlepiece for each : rent, electric, coal, baker, eggs ......... occasionally 1 pot had to be borrowed from to top up when necessary.
I HATE those new notes >:( but need cash as a security. Also, if the Big Wide World goes down, as happened earlier this year .......... when supermarket and other Tills etc. won't work: there should be a way for each store to have a cash outlet. Better than those DIY Tills ::)
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I also dislike this world and want to live in 1940 so the cash kind of helps that feeling.............................;}
The sense of community and common purpose ( I do know it was a horrid time for so many).
I also love Glen Miller and I fancy myself in a WAAF uniform moving model planes around a board in a tense atmosphere.
This is interesting. What is it about the 1940s that attracts you?
I rarely use cash now. The only place we have no choice but to use it, as they don't take cards or phone, is our local pub. We call cash beer tokens ;D
Taz x
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No AB therapies or HRT available in the 1940s :-\
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My supermarket bill is usually £150 plus and I'd hate to have that much cash on me nowadays. The pub is one place where I had to pay cash as it was a 'no cards' pub. The landlord has had to install a card machine now as, since covid, he's lost trade due to people not wanting to handle cash.
If I swipe my contactless card three times in a short time I'm asked to enter my pin for the fourth purchase. This stops fraudulent use quite quickly.
Taz x
Agree! Contactless is super handy, and that PIN prompt after a few taps definitely adds a nice extra layer of security.
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However: in the antiques trade and the Tattoo Parlour accept cash, no cards. Occasionally there mayB access to card facilities at Fairs but in general, cash is preferred. As well as car parking machines, the 1 in Buckingham suggests cash or card but the cash slot is covered over >:(. I've complained ;D, U knew I would :D
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They want cash so it doesn't go through the books :o
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That's nasty - I retort "Prove It"! The Dealers that I work with are invested in their products and networking to keep their businesses going.
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All of the local antique fairs/shops we go to and even small music gigs/festivals take cards. Its easy to set up and safer too as no cash to get stolen?
Taz x
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Any large amounts I aways pay with online banking. It's fast and you know exactly which bank account you are paying into.
Er... no. Get one digit wrong and you've paid the wrong person and may or may not be able to get it back. OK so after many years they will finally confirm the name on the account but the only time I've tried it didn't match and it didn't tell what name it was so I couldn't check. Limit of £30,000 from my bank so no good for anything properly big.
For those who love games but prefer to avoid real money transactions, there is a solution. It is a game (https://play.google.com/store/apps/details?id=com.qkhl.stols) that uses only in-game credits. It is a fun way to pass the time without financial risk. Sometimes the old ways are the best.
My bank told me it could be up to 10 times before it asks for the pin for a contactless card so you could lose up to £450 if you haven't reported the card lost or stolen.
That’s a good point! It’s scary how easily small mistakes can cause big losses. Banks really should improve verification and security around transfers and contactless payments!
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Some fairs do have a card system if the wifi is strong enough.
DH tried to pay a bill by card directly to a bank account last week but it kept bouncing, it turned out that the seller had put the wrong codes in >:(
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I heard part of Jeremy's discussion on keeping cash to hand, after the power outage across Spain and Portugal. Although when Tills go down we are advised to leave the baskets ...... to avoid theft I suppose.