Oh heck, a tad embarrassing CLKD.
Travel insurance is a pain, when you're waiting for results. I was same waiting for xray & blood test results. But if you don't declare it, you're screwed. Problem was we'd booked the holiday, so stood to lose a lot of money if I wasn't covered.
We used to do spring break, but we need to look after grandchildren during school holidays, so no break these days.