General Discussion > This 'n' That

Paying for a nursing home.

<< < (2/14) > >>

Suzi Q:
I didnt think they could make you sell the family home?
IM sorry but too many people now in UK and here IN Ozz too
Thats the problem

Bette:
Hi Eddie
Great to hear you but sorry it's for a sad reason.  :'(
This is a subject very close to my heart at the moment, so I'm very glad that you've bought it up.  :thankyou: After Mum had a fall and fractured hip, she's now back at home with "interim care." That lasts for another 2 weeks but I'm sure that she'll then need some form of carers support permanently. She'll obviously be assessed and required to pay, which is fine but my concern is that her memory will get worse and eventually she'll need to go into a home. As she owns her own bungalow, we would probably need to arrange for that to be sold and the concern will be if by then she's not capable of making that decision. I'm a co-signatory on all her accounts but would need to set up a power of attorney to be able to sell the bungalow on her behalf, I think, so need to look into that. The problem is finding a way to suggest it to her without worrying her as she is already concerned about her memory problems.
It sounds as if you're a lot further along this round than us.  :hug: It's strange but when this all happened, I wondered about you and your Mum as I remembered that's she's on Warfarin, as my mum is.
Please keep posting and let's share our concerns and go through this together.
Bette x

purplenanny:
Hi Bette

do you mind me asking how co-signatory is set up? I was thinking of POA for my hubby, but this may be easier? Do you have a legal document or is it just joint accounts?

I have always dealt with financial and correspondence matters, but several places seem to need to speak to him first before they will talk to me, which frustrates him. He is happy for POA but I think it is expensive

Purplenanny x x

Bette:
I just went to the bank with Mum and arranged it. It means that my signature is accepted for all her bank accounts (e.g. I can sign her cheques and bank forms) even though my name isn't on the account. I would need a POA to sell her bungalow, though.
Can't you just change all yours to joint accounts? Do you co-own your house? It's simple for us as OH and I have always had both of our names on everything.
When I chatted to our solicitor about POA ages ago, he said not to bother unless we got to a stage where selling the bungalow was a definite possibility because of the expense; however, if we leave it too long she'll be deemed unfit to sign it so we need to think about it now.
Bette x

CLKD:
Lots of good advice here.  Nothing to add except keep asking: AgeUK have helpful info too and MacMillan Nurses may well be able to advise. 

Navigation

[0] Message Index

[#] Next page

[*] Previous page